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Personalized Mutual Funds: What if?

The world of Registered Investment Advisors (RIA) is heading downstairs. Typically a community focused on the high net worth (HNW) individual with between $1 million and $5 million of assets to manage;...

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Retirement is Expensive, but so are Kids – USDA Approved

Since 1960, the U.S. Department of Agriculture (USDA) has provided a study on the costs related to the expenditure on children from birth until the age of 17. Their survey is based on almost 12,000...

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Really Nominal

Real returns – returns adjusted for inflation – have been very poor, and based on today’s factors are expected to remain poor. The previous decade was one of the worst – the third worst to be exact –...

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